The banker’s coin that tried to be decentralized.
XRP (also known as Ripple) is a corporate knockoff of Bitcoin — a token created and controlled by a company that wanted to sell decentralization to banks. It’s the polar opposite of everything Bitcoin stands for.
🏦 Centralized from the Start
Bitcoin was launched fairly — no pre-mine, no insider allocation.
XRP, on the other hand, was created by a private company that kept a massive portion of the supply for itself and its founders.
That means most XRP is held by insiders — not the people actually using it.
🧾 A Token Looking for a Use Case
For a decade, XRP has been marketed as “revolutionizing cross-border payments.”
The reality? Banks never adopted it, and most activity around XRP is speculation, not real-world use.
If it ever had a chance to matter, it would’ve happened by now.
⚖️ Regulated, Controlled, and Misses the Point
Ripple spent years in court fighting regulators over whether XRP is a security — and that should tell you everything.
Bitcoin doesn’t have that problem because Bitcoin isn’t controlled by a company.
XRP’s future depends on lawyers and regulators, not open consensus or code.
🔑 Not Your Keys, Not Your Coins
XRP holders rely on exchanges and third-party platforms to manage their tokens.
It’s not self-sovereign, and you can’t verify its supply independently.
In Bitcoin, you can run your own node and verify everything yourself — that’s real decentralization.
🚫 Verdict: Certified Shitcoin
XRP is the perfect example of what Bitcoin is not: centralized, corporate, and dependent on permission.
It’s a marketing project masquerading as innovation.
If you believe in Bitcoin’s principles — open, borderless, uncensorable money — then XRP belongs exactly where it is:
In the trash bin.